Payday loans are an easy solution to help bridge the gap between paychecks. We’ve all been in situations where an unexpected expense or higher bill arrives and we are stretched thin between paychecks.
At EZ Money, we provide those in West Des Moines with payday loans to help provide quick relief until your next paycheck.
Our payday loans require a quick and simple application process that only requires a small amount of information. We realize the urgency when it comes to payday loans and we’ll work with you to get cash in your pocket quickly.
The Process for Payday Loans
The purpose of a payday loan is to provide financial relief in between paychecks, so we understand the urgency. The benefit of payday loans is that the approval process is usually very simple and does not require a lot of information.
Payday loans are typically required to have full repayment by your next payday, whereas long-term loans usually have a longer repayment schedule.
Unlike traditional loans, the purpose of a payday loan is to provide quick relief in between paychecks. These loans should not be viewed as long-term like most traditional loans.
The application process for payday loans is very quick and simple so that you can get your cash quickly. Our experienced West Des Moines payday loan team is here to walk you through the process to answer your questions and put your mind at ease. Payday loans are often needed in urgent situations, and our team works quickly to get you on your way.
What Determines How Much You Get?
The payday loan amount we can offer here at EZ Money is dependent on your income and the state you live in. Certain states have different regulations, but don’t worry about all the technicalities. Our team is well-educated within all of the states we serve.
Depending on your income level and your state’s regulations, we’ll work with you to make sure you get the right amount that you need and that you can comfortably afford to pay back. We’re here to help get you out of financial binds, not create bigger ones.
If you’re feeling unsure about the whole process, we’re here to provide answers. We’re always upfront and honest about the entire process, as well as our terms and fees. Our team takes responsible lending very seriously and we stay updated on all regulations so you don’t have to worry about it.
EZ Money has proudly been a leader in the industry for over 20 years. Since the day we opened our doors, responsible lending has always been a priority and we strive to provide the best customer service possible.
Instead of adding to your financial stress, we work hard to find an amount that works for you to get you out of a financial bind.
The Process for Payday Loans
We offer West Des Moines payday loans and make the process quick and easy for you.
EZ Money Online Application
Our online application only takes a few minutes to fill out so that we can quickly process your loan and send you on your way. To make the process as easy as possible, there are a few things you should have on hand as you apply. These include:
- Valid identification
- Personal information like phone number, address, and email address
- Income information including pay frequency, net pay, and gross pay
- An open and active checking account
How to Receive Your Loan
Once your online application is filled out, our team will quickly process your information and will contact you to let you know the next steps. We can typically apply the funds into your bank account or provide you with a physical check the same day or within one business day.
Who is Eligible for a Payday Loan?
Our payday loans are available for residents of North Dakota, Missouri, and Kansas. Our staff is here to make sure you don’t borrow more than your income suggests and provide a loan that you can afford.
In urgent situations, we offer the people of West Des Moines cash advances fast. Our team understands this and works quickly to get you the relief you need. Easily apply online or stop into one of our local branches to apply.
Together, we can work to get life back on track in a manner that won’t break the bank. Contact us today to get started.